Florida does not have any laws addressing when or how an employer may reduce an employees wages or whether an employer must provide employees notice prior to instituting a wage reduction.
However, a wage reduction can only be applied to hours worked after the change and cannot be applied to hours already worked.
The new law also allows employers to pay with a no-fee payroll "debit" card.
However, unless the employer was doing so prior to January 1, 2005, it must also get the employee's consent before paying in this fashion.
The Governor would not go along (except to the extent that she will permit the state to save payroll processing costs by using direct deposit).
Many other states allow employers to mandate direct deposit of paychecks for their employees.
Governor Granholm recently signed a bill permitting the state, in its capacity as an employer, to direct deposit the pay of so-called "nonclassified" employees without the employees' signed permission.
Participation by all persons appointed by an appointing authority in the direct deposit of the person's compensation into a financial institution of the person's choice is to be encouraged where practicable.
Employers who were paying by debit card on or before January 1, 2005, are grandfathered and do not need employee consent.
This issue was being pushed by the House and Senate, apparently as an effort to save employers money and to reflect the realities of common payroll practices.
Thus, if you do business in states other than Michigan, you might be able to require direct deposit of paychecks.
Because each state has its own unique laws regarding the payment of wages and benefits, you may want to double-check to ensure that whatever you are doing is permitted.